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These two plans are the most common methods used to compute loan payments on long-term investments. Lenders also may use a balloon system. The balloon method often is used to reduce the size of periodic payments and to shorten the total time over which the loan is repaid. To do this, a portion of the principal will not 

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Need cash quick but know that you can repay it in a short period? Small to medium loans can be handy when a small amount of funds are required quickly for an emergency or unplanned cost. Some people prefer a small to medium loan over a credit card as these types of loans have an end repayment date. These loans do