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Get Out of the Payday Loan Debt Trap. Avoid the payday loan debt trap. Tell the lender that you need to work out arrangements to repay in installments. Stop lenders from taking money directly from your paycheck.

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Dec 16, 2010 Payday loans are short-term, high-interest loans that come due on the borrower's next pay date. While they can seem like a quick fix to an emergency cash flow situation,