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NBT Bank offers a variety of personal loan options whether you're looking to consolidate debt, take a vacation, make home improvements or pursue another opportunity.

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Savings-Secured Loans. For a low rate on borrowed funds, consider a Savings-Secured Loan. Borrow against an EECU Savings, Money Market account or CD, and you'll have access to funds while continuing to earn interest on your deposits. All loans subject to credit approval and lending policies