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Sep 29, 2017 Given the relatively high interest rates charged by short-term cash advance loans, a better alternative might be financing the purchase through your favorite credit card. This can be especially true for times when you simply need a few weeks to repay your debt, rather than months or years, because you may 

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Feb 2, 2016 While working capital loans are marketed as fast, easy and short-term, in many cases the payments are so high that by the time the loan has been repaid, First, calculating the payback of $31,250 against $25,000 over 6 months in terms of an interest rate yields a 96.32% APR (Annual Percentage Rate).